Financial Services Since 1991

Retirement Planning

How to Make Savings Last Longer in Retirement

Whether you dream of a travel-filled retirement or would prefer to relax and enjoy spending more time at home, you’re probably wondering what you can do to make your golden years as stress-free as possible. For many who have spent the last several decades in wealth-accumulation mode, withdrawing savings can trigger anxieties about the future. Some…

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Planning Your Distributions After Retirement

When it comes to retirement planning, much ado is made of how much to save. But often, the real difference lies in shrewd distribution planning. By withdrawing funds from certain account types in a certain order, you might significantly reduce your taxes and lower your annual withdrawal rate. What should you consider now when planning your retirement…

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Three Tips for Planning Your Income in Retirement

If you’ve been diligently saving for your retirement, you may often find yourself wondering when you can afford to set an official retirement date. The answer to this question can often depend on how much monthly or annual income your retirement portfolio can generate. Read on for three tips to help you plan your income…

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Longevity Risk and Retirement Income

How long might you live in retirement? Think carefully. Your answer could influence whether you have enough money for a comfortable retirement or just scrape by. According to pension mortality tables, at least one member of a 65-year-old couple has a 72% chance of living to age 85 and a 45% chance of living to…

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9 Ways To Earn Retirement Income

Retirement income is different than what you’re used during a full-time career. You’ll have a new set of concerns, but you’ll also have a decent amount of freedom to make your money behave the way you want. Here are nine of the most common types of retirement investment income defined. 1. A Job You might…

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8 Steps for Pre-Retirees to Pursue Retirement Income

Sometimes people get caught up in the numbers so much that they forget why they’re saving for retirement. At the beginning of your career, you may not have known what you wanted to do. Now that you’ve officially joined the ranks of pre-retirees — people who are around five or ten years away from retiring[1]— you…

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Countdown To Retirement: Strategies For Saving In Your 50’s

Many retirees today are redefining the “golden years.” Forget about endless days of leisure. Retirees seek adventure, travel, and new business pursuits. While these changes may redefine retirement, will retirees be able to finance their plans? Today, many people age 50 and older have not begun to save for retirement or have yet to accumulate…

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Strategies for Managing Retirement Assets in the Event of a Layoff

Layoffs are a fact of corporate life as companies grapple with economic cycles and global competition. If you get caught in a corporate downsizing and you are not immediately moving to a new employer, you generally have three options for your retirement plan assets: Leave your money in the existing plan. Take a cash or…

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Retirement Planning—Options for Women Business Owners

You’re an entrepreneur and you’re not looking back. You’ve opened your own business, whether alone or with other partners, and you’ve found some success. You’ve hired employees, or not, depending on your business and now you’re thinking about retirement, not just for you, but also for any employees you may have. Many employers find that…

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