7900 Kirkland Court
Portage, MI 49024

Financial Services

Retirement Planning

Putting together an income planning strategy is not something that can be done piecemeal. It takes all of the financial planning elements working together to build a realistic plan.

Investment Management

Know where you’re going and how you plan to get there. As a first step in the investment process we set the goals with the investors, define the risk tolerances, outline asset allocation plans, and capture other key investment considerations in a detailed document known as an Investment Policy Statement (IPS).

Our Process

Whatever your retirement goals are, our financial planning process will help you work towards them. We take a consultative approach to thoroughly understand your goals and concerns in order to provide objective strategies to help you pursue your vision.

Estate Planning

Believe it or not, you have an estate. In fact, nearly everyone does. Your estate is comprised of everything you own— your car, home, other real estate, checking and savings accounts, investments, life insurance, furniture, personal possessions. No matter how large or how modest, everyone has an estate and something in common—you can’t take it with you when you die.

Income Tax Planning

Understanding tax strategies and managing your tax bill should be part of any sound financial approach. Some taxes can be deferred, and others can be managed through tax-efficient investing. With careful and consistent preparation, you may be able to manage the impact of taxes on your financial efforts.

Insurance

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

Pension & 401k Options

Carefully consider all of your available options which may include but not be limited to keeping your assets in your former employer's plan; rolling over assets to a new employer's plan, IRA rollover, or taking a cash distribution (taxes and possible withdrawal penalties may apply).

Social Security Planning

A wise strategy for claiming Social Security benefits may result in additional retirement income. Social Security retirement benefits help provide lifetime, inflation-adjusted income. Combined with your retirement savings, plus any pension benefits you may receive, Social Security may serve as an important component of your overall plan for retirement income.

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Call: (269) 978.0238

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Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Arizona (AZ), California (CA), Colorado (CO), Florida (FL), Georgia (GA), Idaho (ID), Illinois (IL), Indiana (IN), Massachusetts (MA), Michigan (MI), New Jersey (NJ), North Carolina (NC), Ohio (OH), Pennsylvania (PA), Tennessee (TN), Texas (TX), Virginia (VA), Washington (WA).

The Retirement Wealth Management Group, Walters Wealth Advisors, DocSpot Financial, Alkhamis Financial Retirement Wealth Management and LPL Financial are separate entities.