Trade and Interest Rates
WEEKLY UPDATE – June 18, 2018
Last week stocks showed mixed results as political headlines continued to dominate the news. The Dow lost 0.89% and the S&P 500 was almost flat with a 0.02% gain.[1] The NASDAQ, on the other hand, reached a record high on Thursday and ended the week up 1.32%.[2] Both the S&P 500 and NASDAQ experienced their 4 th week of gains in a row.[3]International stocks in the MSCI EAFE lost ground, posting a 0.52% decline.[4]
Two Key Perspectives From Last Week
- 8 ounces bittersweet chocolate (70% cacao or higher), chopped, plus chocolate shavings
- 30 regular-size marshmallows
- 2 cups heavy cream
- Mix chocolate, marshmallows, and ½ cup heavy cream in a large bowl. Microwave the mix on high for 2 minutes. Stir until the marshmallows melt and the mix is smooth.
- If the mix is not melted after 2 minutes, microwave it again for 15 seconds. Repeat until the mix is melted, stirring between intervals.
- Let the mix cool to room temperature, 45 minutes.
- Once cooled, add the remaining cream into the bowl and mix until peaks form.
- Pour ½ cup of mix into a small bowl to use as topping. Put it in the refrigerator.
- Take half of the remaining whipped cream and stir it completely into the cooled chocolate mixture. Then pour in the rest of it.
- Gently fill eight 4-ounce small glazed ceramic or glass bowls.
- Put them into the refrigerator until the mix is set, 2 hours to overnight.
- Put the rest of the whipped cream on the servings, and sprinkle with shaved chocolate.
Recipe adapted from Good Housekeeping [9]
Why Should You Quit Smoking?
Most people are aware of the health hazards of smoking. Even package directions are required to display bold warnings about the dangers of cigarettes. Health experts offer advice and provide programs to those who want to break the habit.
The U.S. Department of Health and Human Services states that quitting smoking may be the most important act to improving your health. And the sooner you quit, the sooner your body begins to heal itself, authorities say.
Quitting smoking makes you feel better and more energetic. Smoking is considered the most preventable cause of death in the United States.
- Lung and other types of cancer
- Heart disease
- Stroke
- Chronic obstructive pulmonary disease
- Pregnancy problems
- Gum disease
- Vision loss
- Type 2 diabetes
- Rheumatoid arthritis
- Stay away from commercial sprays that use carbaryl. Carbaryl attacks pets’ nervous systems.
- Many natural flea and tick repellents contain essential oils, such as geranium, citronella, and lavender. Wellness Mama (https://wellnessmama.com/2565/homemade-bug-spray/) describes some good concoctions.
- Take preventative steps for yourself, such as wearing long sleeves, pants, and socks, before going outside to hike or garden. Do a tick check before going back inside.
- Take a shower after being outside to wash away loose ticks.
- Use unscented deodorant, soap, and shampoo.
- Mix garlic and brewer’s yeast into your pets’ meals. Bugs don’t like the taste. Garlic and yeast products for pet food can be bought in pet supply stores.
- Keep your pets tidy. A fine-toothed flea comb or lint brush helps remove fleas from your pets.
Tip adapted from EarthShare[13]
The Retirement Wealth Management Group
7900 Kirkland Court
Portage, MI 49024
269-978-0238
zack.alkhamis@lpl.com
http://www.retirementwealthmanagementgroup.com
Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
Diversification does not guarantee profit nor is it guaranteed to protect assets.
International investing involves special risks such as currency fluctuation and political instability and may not be suitable for all investors.
The Standard & Poor’s 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general.
The Dow Jones Industrial Average is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange and the NASDAQ. The DJIA was invented by Charles Dow back in 1896.
The Nasdaq Composite is an index of the common stocks and similar securities listed on the NASDAQ stock market and is considered a broad indicator of the performance of stocks of technology companies and growth companies.
The MSCI EAFE Index was created by Morgan Stanley Capital International (MSCI) that serves as a benchmark of the performance in major international equity markets as represented by 21 major MSCI indices from Europe, Australia, and Southeast Asia.
The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the U.S. Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market.
Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
Past performance does not guarantee future results.
You cannot invest directly in an index.
Consult your financial professional before making any investment decision.
Fixed income investments are subject to various risks including changes in interest rates, credit quality, inflation risk, market valuations, prepayments, corporate events, tax ramifications and other factors.
These are the views of Platinum Advisor Strategies, LLC, and not necessarily those of the named representative,
Broker dealer or Investment Advisor, and should not be construed as investment advice. Neither the named representative nor the named Broker dealer or Investment Advisor gives tax or legal advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. Please consult your financial advisor for further information.
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[1] http://performance.morningstar.com/Performance/index-c/performance-return.action?t=%21DJI®ion=usa&culture=en-US
[4] www.msci.com/end-of-day-data-search